NIFTY 5024,435.56+0.36%
SENSEX80,218.40+0.41%
BANK NIFTY51,440.25-0.18%
NIFTY IT41,090.60+0.74%
GOLD 10g₹73,210+0.31%
USD / INR83.42-0.07%
NIFTY 5024,435.56+0.36%
SENSEX80,218.40+0.41%
BANK NIFTY51,440.25-0.18%
NIFTY IT41,090.60+0.74%
GOLD 10g₹73,210+0.31%
USD / INR83.42-0.07%
NIFTY 5024,435.56+0.36%
SENSEX80,218.40+0.41%
BANK NIFTY51,440.25-0.18%
NIFTY IT41,090.60+0.74%
GOLD 10g₹73,210+0.31%
USD / INR83.42-0.07%
NIFTY 5024,435.56+0.36%
SENSEX80,218.40+0.41%
BANK NIFTY51,440.25-0.18%
NIFTY IT41,090.60+0.74%
GOLD 10g₹73,210+0.31%
USD / INR83.42-0.07%
NEWFinancial Health Score — now in the app

Smart financial
decisions start with Fermor

Clarity for every financial decision. Tools, insights and products that help you understand, plan and grow your money — all in one place, built for India.

Independent & unbiased
No commission, ever
Made for India 🇮🇳
9:41
Good morning,
Arjun 👋
Financial Health
82/100
↑ 6 this month
A+
Net monthly cash flowHealthy
+₹18,420
Income ₹46,000Spend ₹35,420
Wealth jarsSee all
Emergency Fund₹2.0L
41% of goal
Travel₹8,500
24% of goal
Home Down Payment₹5.4L
34% of goal
💡 INSIGHT
Food spending up 14% this month. Potential saving ₹8,500.
Home
Tools
Stats
Learn
You
Investing
12.4% CAGR
Tax saved
₹46,800
FD rate
8.1% p.a.
Retirement
On track
Start anywhere

What are you planning?

Pick a goal and Fermor runs the math, compares your options, and shows you the clear next step.

Insurance
Loans
Credit Cards
Banking
Investing
Taxes
Credit Score & Health
Schemes & Benefits
Career & Salary
SME Finance
Retirement
PPF Savings
NPS Pension
Real Estate
Fintech & Products
Tools & more
Every stage of life

Tools for every stage of your money journey.

Just started earning? Buying a home? Planning for retirement? Wherever you are, Fermor's tools and guides help you understand your options and reach your goals — one clear decision at a time.

Just started earning
Build the basics
Buying a home
Plan the down payment
Growing a family
Protect what matters
Near retirement
Make it last
All-in-one money app

Everything about your money, in one app.

Fermor brings investing, banking, taxes and retirement together into one simple view — so everything you need for your money is in one place. Easy, seamless, and always in your control.

Track your net worth across every account
Side-by-side comparison, never a sales pitch
Plain-English insights on where your money goes
Your Fermor net worth
₹42,64,200
↑ ₹1,84,000this month
Investments
₹24.1L
Banking
₹6.8L
Retirement
₹9.2L
Other assets
₹2.6L
68% to ₹62L goal
One platform

Every money decision, covered.

9:41
Invest portfolio
₹6,84,210
↑ ₹54,200 (8.6%) all time
Equity funds62%
Gold & SGB14%
Debt funds24%

Fermor Invest

Understand SIPs, mutual funds and stocks before you commit a single rupee. Compare categories, project returns, and start with what you already have.

Plan wisely

Plan wisely, not blindly.

It takes more than money to grow money — clarity matters too. Fermor pairs expert-built, diversified frameworks with educational tools, so you understand exactly why a plan makes sense before you act on it.

Allocation suited to your age and risk
Projected returns you can actually trust
Learn the "why" behind every recommendation
Recommended mix
Balanced · Age 32
Diversified
Equity42%
Debt24%
Gold14%
Cash12%
Intl8%
Expected return
11.8% p.a.
Risk level
Moderate
Time horizon
10+ yrs
All-in-one

Every money tool, in one place.

Investing, banking, taxes, retirement and more — one platform that keeps everything about your money easy, clear and always in your control.

Investing
SIPs · funds · stocks
Banking
Savings · FD · RD rates
Tax & Salary
Regimes · CTC · 80C
Retirement
NPS · PPF · EPF
Insurance
Term · health cover
Learning
Guides · explainers
12+
money categories covered
25+
free calculators & tools
100%
independent — no commission
🇮🇳
built for India, in ₹

Start making smarter money decisions today.

Join the Fermor community and get clarity on every rupee — free to start, no commission, no jargon.