Our Story

About Fermor

Free personal finance calculators built for India. No ads, no tracking, no login required.

What we build

Fermor is a personal finance platform built for India. We make free, accurate calculators that help you understand the real math behind every money decision — EMI, SIP returns, FD interest, income tax, salary take-home, and more.

Every calculator runs entirely in your browser. No data is sent to our servers. No account needed. No ads. We believe financial clarity should be free and accessible to every Indian.

Why we exist

Most personal finance tools in India are either buried inside bank websites designed to sell you products, or cluttered with ads and dark patterns. We wanted something clean, fast, and honest.

Fermor was started by a small team of engineers and finance enthusiasts who were tired of having to reverse-engineer their own loan amortization schedules from bank PDFs. If we had to build it for ourselves, we figured others needed it too.

Our principles

Show the full math, not just the answer
Never collect personal data
No login walls on any calculator
Transparent methodology on every tool
Mobile-first — most Indians are on phones

Contact us

For questions, feedback, or partnership enquiries, reach us at:

fermor.in.contact@gmail.com

We are based in India and typically respond within 2 business days.

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