Privacy Policy

Last updated: June 2026

The short version

Fermor does not collect, store, or sell your personal data. Every calculation on this site runs entirely inside your browser. No numbers you enter are ever sent to our servers.

What we do not collect

Loan amounts, interest rates, or any financial figures you enter into calculators
Your name, email, or phone number (there is no account or login)
Payment information of any kind

Analytics

We use anonymous, privacy-preserving analytics to understand which pages and calculators are used. This data does not include IP addresses or any personally identifiable information. We do not use Google Analytics.

Cookies

Fermor does not use tracking cookies or third-party advertising cookies. We may use a minimal session cookie to preserve your UI preferences within a single browser session. This cookie contains no personal data and is not shared with any third party.

Third-party services

The Fermor website is hosted on Vercel. Vercel may log standard HTTP request metadata (IP address, user-agent) for infrastructure and security purposes, subject to Vercel's Privacy Policy.

We do not use any advertising networks, affiliate trackers, or data brokers.

Data retention

Because we do not collect personal data, there is nothing to retain or delete. If you have any questions, contact us at fermor.in.contact@gmail.com.

Changes to this policy

If we make material changes to this policy, we will update the “Last updated” date above. Continued use of Fermor after any changes constitutes your acceptance of the updated policy.