Banks are closed today, 26 October 2026, in six cities only: Agartala, Bengaluru, Chandigarh, Jammu, Shimla and Srinagar. It is a regional holiday listed by the Reserve Bank of India, so branches in the rest of India are open.
| Question | Answer |
|---|---|
| Date | Monday, 26 October 2026 |
| Type of holiday | Regional, not nationwide |
| Cities closed | Agartala, Bengaluru, Chandigarh, Jammu, Shimla, Srinagar |
| Occasions | Laxmi Puja, Accession Day, Maharishi Valmiki's Birthday |
| Still working | UPI, net banking, mobile banking, ATMs, NEFT, RTGS |
| Next bank holiday | Thursday, 29 October, Shimla only |
Are Banks Closed Today, 26 October 2026?
Banks are closed today only in the six cities the RBI names for 26 October 2026, and they work normally everywhere else. The holiday falls under the Negotiable Instruments Act, as the RBI holiday calendar shows.
Branches in Delhi, Mumbai, Chennai, Kolkata, Hyderabad, Pune and Lucknow are open. If your city is not in the list below, today is a normal working day for your bank.
Cities With a Bank Holiday on 26 October
The RBI lists six cities for 26 October 2026, and each has its own occasion. Some news reports give a shorter or different list, so the RBI calendar is the one to trust.
| City | State or UT | Occasion |
|---|---|---|
| Agartala | Tripura | Laxmi Puja |
| Bengaluru | Karnataka | Not paired in news reports |
| Chandigarh | Chandigarh | Maharishi Valmiki's Birthday |
| Jammu | Jammu and Kashmir | Accession Day |
| Shimla | Himachal Pradesh | Maharishi Valmiki's Birthday |
| Srinagar | Jammu and Kashmir | Accession Day |
The RBI grid names the three occasions against the six cities without pairing each one. The pairing above follows an India TV report of the RBI calendar, which does not mention Bengaluru, so that row has no occasion.
Why Banks Are Closed Today
Banks are closed because the RBI lists three regional occasions on 26 October 2026: Laxmi Puja, Accession Day and Maharishi Valmiki's Birthday. Each one applies to different cities.
What Still Works on a Bank Holiday
Digital banking works on a bank holiday, and only counter services wait. UPI, net banking, mobile banking and ATMs stay available in every city, including the six that are closed.
| Service | Today | Note |
|---|---|---|
| UPI payments | Works | Available around the clock |
| Net and mobile banking | Works | Transfers, bill payments, FD booking |
| NEFT and RTGS | Works | The RBI runs both on all days |
| ATM cash withdrawal | Works | Check cash availability in advance |
| Cash deposit at the branch | Closed | Wait for the next working day |
| Cheque deposit and demand draft | Closed | Processed on the next working day |
If a payment is urgent, send it by UPI, IMPS or NEFT, which run on all days per the RBI's RTGS FAQ. A cheque deposited in a closed city waits for the next working day.
Next Bank Holidays in October 2026
Two single-city holidays remain in October 2026 after today: Shimla on 29 October and Ahmedabad on 31 October. The RBI lists no other city for those dates.
| Date | Occasion | Cities closed |
|---|---|---|
| Thu, 29 October 2026 | Karva Chauth | Shimla |
| Sat, 31 October 2026 | Sardar Vallabhbhai Patel's Birthday | Ahmedabad |
Banks also close on the second and fourth Saturdays of every month. In October 2026 those were 10 and 24 October, so 31 October is a working Saturday outside Ahmedabad.
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How to Check the Bank Holiday for Your City
The RBI publishes a city-wise holiday matrix, and it is the quickest way to check your own city. Follow these five steps.
Step 1: Open the RBI holiday matrix
Go to the Holidays page on rbi.org.in and choose the month, October 2026.
Step 2: Find your date
Look along the date row for 26 October, or for the day you plan to visit.
Step 3: Find your city
Check whether your city is named against that date. A city that is not named has a normal working day.
Step 4: Confirm with your branch
Check your bank's app or branch notice, because a bank can add its own local notice.
Step 5: Plan around it
Move counter work to the next working day and use UPI, net banking or NEFT for anything urgent.
How to Plan Around a Bank Holiday
Plan counter work for the next working day and move everything else online. A little preparation avoids a wasted trip to a closed branch.
- Cash needs: Withdraw from an ATM or plan the deposit for the next working day.
- Cheques: Pay by UPI or NEFT, or deposit the cheque on the next working day.
- Large transfers: Use RTGS or NEFT, which run on holidays, and keep the reference number.
For fixed deposits, which you can book online on a holiday, the FD Calculator shows the maturity amount. To compare what different banks pay, the Bank Interest Comparison Calculator lines up the rates.
Frequently Asked Questions: Bank Holiday Today
Disclaimer: Holidays are taken from the RBI holiday calendar and can change. Confirm with your branch or your bank app before you visit. This page is general information and not financial advice.