What is education corpus?
Education corpus is the total amount you need to have saved by the time your child begins higher education. Because education costs rise faster than general inflation, the same course that costs ₹5.00 L today could cost ₹17.26 L in 13 years — a multiple of what it is now.
This calculator focuses on a single number: the future cost. Use the Child Education Planner to figure out how much to invest each month to reach this corpus.
How the future cost is calculated
The calculation uses the compound growth formula: Future Cost = Current Cost × (1 + Inflation Rate)Years. The number of years is the gap between your child’s current age and the planned education start age.
For example, a course costing ₹5,00,000 today with education inflation at 10% over 13 years grows to ₹17.26 L. The longer the time horizon, the more dramatic the effect of compounding inflation.