FY 2025-26TelanganaNon-Metro HRA: 40%

Income Tax on Rs 18 Lakh Salary in Hyderabad (Telangana) FY 2025-26

A Rs 18 lakh annual salary in Hyderabad (Telangana) results in Rs 1,50,800 income tax under the new regime (old regime: Rs 3,51,000 without deductions) for FY 2025-26. After professional tax of Rs 2,400/year, employee PF at 12% of basic, and TDS, monthly in-hand salary in Hyderabad is Rs 1,28,233.

New regime tax
₹1,50,800
Old regime tax
₹3,51,000
Monthly in-hand (Hyderabad)
₹1,28,233
Gross salary₹18,00,000
Standard deduction (new regime)- ₹75,000
Taxable income₹17,25,000
Tax at slab rates₹1,45,000
Health and education cess (4%)₹5,800
Total annual tax₹1,50,800
Monthly TDS
Effective rate
₹12,567
8.4%

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Professional Tax in Hyderabad: Rs 2,400/year

Telangana levies Rs 2,400/year. For monthly salary above Rs 20,000, employers deduct a flat Rs 200 every month (12 months, no February variation). The Telangana Tax on Professions, Trades, Callings and Employments Act, 1987 governs this.

Professional tax is deductible under Section 16(iii) of the Income Tax Act in the old regime only. Under the new regime, it reduces in-hand salary but does not reduce taxable income.

Professional tax for salaried employees in major Indian cities, FY 2025-26
CityStateAnnual PTMonthly Breakdown
BangaloreKarnatakaRs 2,500Rs 200 x 11 months + Rs 300 in Feb
MumbaiMaharashtraRs 2,500Rs 200 x 11 months + Rs 300 in Feb
PuneMaharashtraRs 2,500Rs 200 x 11 months + Rs 300 in Feb
ChennaiTamil NaduRs 2,500Rs 208/month (approx)
Hyderabad (this page)TelanganaRs 2,400Rs 200/month flat (12 months)
DelhiDelhiNilNo PT legislation

Monthly In-Hand Salary for Rs 18L in Hyderabad

Monthly in-hand for a Rs 18 lakh CTC in Hyderabad is Rs 1,28,233 under the new regime. The calculation subtracts employee PF, professional tax, and TDS from monthly gross.

Assumes Basic = 50% of gross, HRA = 20% of gross, Special Allowance = 30%. Actual employer structure varies.
ComponentMonthly (New)Monthly (Old)
Monthly gross salary₹1,50,000₹1,50,000
Employee PF (12% of basic)- ₹9,000- ₹9,000
Professional tax (Hyderabad)- ₹200- ₹200
Monthly TDS- ₹12,567- ₹29,250
Monthly in-hand₹1,28,233₹1,11,550

HRA Exemption in Hyderabad: 40% of Basic Salary

Hyderabad is classified as non-metro under the Income Tax Act, so HRA exemption is capped at 40% of basic salary. This is lower than the 50% available to employees in Mumbai, Delhi, or Chennai. On a Rs 18 lakh salary, the non-metro cap reduces maximum HRA exemption by approximately Rs 90,000/year.

HRA exemption is available only in the old regime. Assuming rent = 30% of gross monthly salary, estimated annual HRA exemption in Hyderabad for a Rs 18 lakh CTC is Rs 3,60,000. Actual exemption depends on real rent paid and the HRA component in your salary slip.

Rs 18 Lakh Salary In-Hand: All Six Cities Compared

At the same gross salary, take-home differs across cities entirely because of professional tax. New regime TDS is identical regardless of city. Delhi employees take home Rs 208/month more than cities with Rs 2,500/year professional tax.

New regime. PF = 12% of basic (50% of gross). Professional tax per state legislation FY 2025-26.
CityMonthly In-HandAnnual PTvs Delhi
Delhi₹1,28,433NilHighest
Hyderabad (this page)₹1,28,233Rs 2,400- ₹200/mo
Bangalore₹1,28,225Rs 2,500- ₹208/mo
Mumbai₹1,28,225Rs 2,500- ₹208/mo
Pune₹1,28,225Rs 2,500- ₹208/mo
Chennai₹1,28,225Rs 2,500- ₹208/mo

Rs 18 Lakh Salary in Hyderabad: Job Market and Cost of Living

In Hyderabad, a Rs 18 lakh salary is competitive within the Microsoft and Infosys hiring market. Lower cost of living than Bangalore with comparable IT salaries. Hyderabad is classified as non-metro under the Income Tax Act, so HRA exemption is capped at 40% of basic salary rather than the 50% available in Mumbai, Delhi, or Chennai.

Employers paying at this band in Hyderabad:

MicrosoftInfosysCognizantAppleMetaAmazon

New vs Old Tax Regime for Rs 18L in Hyderabad

The new regime saves Rs 2,00,200/year at Rs 18 lakh gross. For the old regime to be better, total deductions under 80C, HRA, 80D, NPS, and Section 16(iii) professional tax would need to exceed Rs 2,00,200/year.

Old regime shown without 80C, HRA, or other deductions. Adding deductions lowers old regime tax further.
ItemNew RegimeOld Regime
Gross salary₹18,00,000₹18,00,000
Standard deduction₹75,000₹50,000
Taxable income₹17,25,000₹17,50,000
Annual tax₹1,50,800₹3,51,000
Monthly TDS₹12,567₹29,250
Monthly in-hand₹1,28,233₹1,11,550

Other Salary Levels in Hyderabad

Tax liability scales with income level. The guides below cover the same city and professional tax rules.

Complete Rs 18L guide (all regimes + deduction scenarios)

Slab-by-slab breakdown, 80C and HRA impact, surcharge table

View full guide

Frequently Asked Questions

Under the new regime in FY 2025-26, income tax on a Rs 18 lakh gross salary in Hyderabad is Rs 1,50,800. Under the old regime without deductions, it is Rs 3,51,000.

Disclaimer: All calculations are indicative only. Tax figures use FY 2025-26 Income Tax slabs under the Finance Act 2024. Standard deduction: Rs 75,000 (new regime), Rs 50,000 (old regime). Section 87A rebate: new regime for taxable income up to Rs 12 lakh (rebate up to Rs 60,000); old regime for taxable income up to Rs 5 lakh (rebate up to Rs 12,500). Professional tax figures are per respective state legislation as of June 2026. In-hand salary assumes Basic = 50% of gross, PF = 12% of basic. Actual salary structure, deductions, and employer contributions vary by company. Consult a SEBI-registered investment adviser or qualified CA before making tax or financial decisions.

Income Tax on 18L Salary in Hyderabad FY 2025-26 | Fermor | Fermor