FY 2025-26RajasthanNon-Metro HRA: 40%No Professional Tax

Income Tax on Rs 10 Lakh Salary in Jaipur (Rajasthan) FY 2025-26

A Rs 10 lakh annual salary in Jaipur (Rajasthan) results in zero income tax under the new regime (Section 87A rebate covers the full Rs 32,500 liability) for FY 2025-26. After professional tax of Rs 0/year, employee PF at 12% of basic, and TDS, monthly in-hand salary in Jaipur is Rs 78,333.

New regime tax
Zero
Old regime tax
₹1,06,600
Monthly in-hand (Jaipur)
₹78,333

Section 87A rebate covers the full Rs 32,500 liability. Zero TDS deducted.

Gross salary₹10,00,000
Standard deduction (new regime)- ₹75,000
Taxable income₹9,25,000
Tax at slab rates₹32,500
Section 87A rebate- ₹32,500
Health and education cess (4%)₹0
Total annual taxZero
Monthly TDS
Effective rate
₹0
0.0%

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Professional Tax in Jaipur: Rs 0/year

Rajasthan does not levy professional tax on salaried employees. Jaipur earners pay zero professional tax, adding Rs 200-208/month to take-home compared to Bangalore or Mumbai employees at the same gross salary.

Professional tax is deductible under Section 16(iii) of the Income Tax Act in the old regime only. Under the new regime, it reduces in-hand salary but does not reduce taxable income.

Professional tax for salaried employees in major Indian cities, FY 2025-26
CityStateAnnual PTMonthly Breakdown
BangaloreKarnatakaRs 2,500Rs 200 x 11 months + Rs 300 in Feb
MumbaiMaharashtraRs 2,500Rs 200 x 11 months + Rs 300 in Feb
PuneMaharashtraRs 2,500Rs 200 x 11 months + Rs 300 in Feb
ChennaiTamil NaduRs 2,500Rs 208/month (approx)
HyderabadTelanganaRs 2,400Rs 200/month flat (12 months)
DelhiDelhiNilNo PT legislation

Monthly In-Hand Salary for Rs 10L in Jaipur

Monthly in-hand for a Rs 10 lakh CTC in Jaipur is Rs 78,333 under the new regime. The calculation subtracts employee PF, professional tax, and TDS from monthly gross.

Assumes Basic = 50% of gross, HRA = 20% of gross, Special Allowance = 30%. Actual employer structure varies.
ComponentMonthly (New)Monthly (Old)
Monthly gross salary₹83,333₹83,333
Employee PF (12% of basic)- ₹5,000- ₹5,000
Professional tax (Jaipur)₹-0₹-0
Monthly TDS₹-0- ₹8,883
Monthly in-hand₹78,333₹69,450

HRA Exemption in Jaipur: 40% of Basic Salary

Jaipur is classified as non-metro under the Income Tax Act, so HRA exemption is capped at 40% of basic salary. This is lower than the 50% available to employees in Mumbai, Delhi, or Chennai. On a Rs 10 lakh salary, the non-metro cap reduces maximum HRA exemption by approximately Rs 50,000/year.

HRA exemption is available only in the old regime. Assuming rent = 30% of gross monthly salary, estimated annual HRA exemption in Jaipur for a Rs 10 lakh CTC is Rs 2,00,002. Actual exemption depends on real rent paid and the HRA component in your salary slip.

Rs 10 Lakh Salary In-Hand: All Six Cities Compared

At the same gross salary, take-home differs across cities entirely because of professional tax. New regime TDS is identical regardless of city. Delhi employees take home Rs 208/month more than cities with Rs 2,500/year professional tax.

New regime. PF = 12% of basic (50% of gross). Professional tax per state legislation FY 2025-26.
CityMonthly In-HandAnnual PTvs Delhi
Delhi₹78,333NilHighest
Hyderabad₹78,133Rs 2,400- ₹200/mo
Bangalore₹78,125Rs 2,500- ₹208/mo
Mumbai₹78,125Rs 2,500- ₹208/mo
Pune₹78,125Rs 2,500- ₹208/mo
Chennai₹78,125Rs 2,500- ₹208/mo

Rs 10 Lakh Salary in Jaipur: Job Market and Cost of Living

In Jaipur, a Rs 10 lakh salary is competitive within the Infosys and Wipro hiring market. No professional tax state with rapidly growing IT services sector and below-average housing costs. Jaipur is classified as non-metro under the Income Tax Act, so HRA exemption is capped at 40% of basic salary rather than the 50% available in Mumbai, Delhi, or Chennai.

Employers paying at this band in Jaipur:

InfosysWiproHCLConcentrixGenpactEXL

New vs Old Tax Regime for Rs 10L in Jaipur

The new regime saves Rs 1,06,600/year at Rs 10 lakh gross. For the old regime to be better, total deductions under 80C, HRA, 80D, NPS, and Section 16(iii) professional tax would need to exceed Rs 1,06,600/year.

Old regime shown without 80C, HRA, or other deductions. Adding deductions lowers old regime tax further.
ItemNew RegimeOld Regime
Gross salary₹10,00,000₹10,00,000
Standard deduction₹75,000₹50,000
Taxable income₹9,25,000₹9,50,000
Annual tax₹0₹1,06,600
Monthly TDS₹0₹8,883
Monthly in-hand₹78,333₹69,450

Other Salary Levels in Jaipur

Tax liability scales with income level. The guides below cover the same city and professional tax rules.

Complete Rs 10L guide (all regimes + deduction scenarios)

Slab-by-slab breakdown, 80C and HRA impact, surcharge table

View full guide

Frequently Asked Questions

Under the new regime in FY 2025-26, income tax on a Rs 10 lakh gross salary in Jaipur is zero (Section 87A rebate covers the full liability). Under the old regime without deductions, it is Rs 1,06,600.

Disclaimer: All calculations are indicative only. Tax figures use FY 2025-26 Income Tax slabs under the Finance Act 2024. Standard deduction: Rs 75,000 (new regime), Rs 50,000 (old regime). Section 87A rebate: new regime for taxable income up to Rs 12 lakh (rebate up to Rs 60,000); old regime for taxable income up to Rs 5 lakh (rebate up to Rs 12,500). Professional tax figures are per respective state legislation as of June 2026. In-hand salary assumes Basic = 50% of gross, PF = 12% of basic. Actual salary structure, deductions, and employer contributions vary by company. Consult a SEBI-registered investment adviser or qualified CA before making tax or financial decisions.

Income Tax on 10L Salary in Jaipur FY 2025-26 | Fermor | Fermor