Fermor/Mutual Funds/Nippon India Credit Risk Fund - Segregated Portfolio 1 - Direct Plan - Growth Plan
NI
Nippon India Credit Risk Fund - Segregated Portfolio 1 - Direct Plan - Growth Plan
Debt Scheme - Credit Risk FundDirect Plan, Growth optionModerately High to High Risk
₹0.53NAV as of 27 Jan 2022Data refreshed 1 hour ago
+318.32%over 5Y
Plotted from the real NAV points Fermor has on record for this scheme, not an interpolated daily series.
NAV date
27 Jan 2022
Plan / option
Direct Plan, Growth option
Risk (category)
Moderately High to High
Investment growth calculator
See what a monthly SIP could grow to using this fund's own trailing returns, or check what a real historical lumpsum investment would be worth today.
Monthly investment
₹5,000
Total invested₹6,00,000
Would grow to₹10,44,56,62,03,24,92,348
Est. gains₹10,44,56,62,03,18,92,348 (1740943671982.1%)
Projected using Nippon India Credit Risk Fund - Segregated Portfolio 1 - Direct Plan - Growth Plan's own trailing 5 years annualised return (+1352.35%). Actual future returns will vary.
Nippon India Credit Risk Fund - Segregated Portfolio 1 - Direct Plan - Growth Plan has returned +0% over the 1 year to 27 Jan 2022, based on AMFI's historical NAV data.
Returns and Rankings
Fund returns versus category average and rank
Name
1Y
3Y
5Y
Fund returns
+0.00%
+0.00%
+1352.35%
Category average (Debt Scheme - Credit Risk Fund)
+6.50%
+7.95%
+182.56%
Rank (Debt Scheme - Credit Risk Fund)
14 of 16
14 of 16
1 of 15
Rank and category average are computed live from every AMFI-registered Direct Plan, Growth option scheme sharing this fund's category, not sourced from a third party.
Category Position: Where This Fund Sits Among Its Peers
1 yearRank 14 of 16 · top 88%
Best in categoryLowest
3 yearsRank 14 of 16 · top 88%
Best in categoryLowest
5 yearsRank 1 of 15 · top 7%
Best in categoryLowest
Exit Load, Stamp Duty and Tax
Every purchase carries a flat 0.005% stamp duty. Exit load, charged only within a certain holding period, is set by the AMC per scheme and disclosed in its SID: check there before redeeming if timing matters.
This scheme is taxed as a debt-oriented fund under current rules. For units bought on or after 1 April 2023, the Finance Act 2023 removed both indexation benefit and long-term capital gains treatment: every gain, regardless of how long the units are held, is added to the investor's income and taxed at their applicable income tax slab rate.
Compare Similar Funds
Select up to three peers from the same category to compare side by side with this fund.
Peers are AMFI-registered schemes in the same category from different AMCs; NAV and 1-year return are computed from the same daily AMFI feed as this page. Risk shown for peers reflects the shared category, not an individually disclosed riskometer reading. AAUM is only sourced for this page's own scheme today.
What Is NAV?
NAV is the per-unit price of Nippon India Credit Risk Fund - Segregated Portfolio 1 - Direct Plan - Growth Plan, published daily under SEBI and AMFI rules. See how mutual fund NAV is calculated for the full mechanics.
Debt fund categories invest in bonds and fixed-income instruments rather than equities, with returns driven mainly by interest accrual and interest rate movements rather than market growth.
How to Invest in Nippon India Credit Risk Fund - Segregated Portfolio 1 - Direct Plan - Growth Plan
Investing follows the same five-step process for any AMFI-registered scheme: complete KYC once, choose Direct or Regular, decide lumpsum or SIP using the calculator above, choose Growth or IDCW, then submit through the AMC, a registered platform, or an RTA. See the full step-by-step guide to investing in mutual funds for detail on each step, including the Direct vs Regular and Growth vs IDCW tradeoffs.
Minimum investment amounts (commonly Rs 100-500 for SIPs and Rs 1,000-5,000 for a lumpsum) are set by each AMC and disclosed in the SID; confirm the exact figure for this scheme before investing.
Use the SIP Calculator to project returns from a monthly investment in this category, the Lumpsum Calculator for a one-time investment, the CAGR Calculator to work out the annualised return you have actually earned, and the XIRR Calculator for a series of SIP instalments made on different dates.
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What is the NAV of Nippon India Credit Risk Fund - Segregated Portfolio 1 - Direct Plan - Growth Plan?
The NAV of Nippon India Credit Risk Fund - Segregated Portfolio 1 - Direct Plan - Growth Plan is Rs 0.5342 per unit as of 27 Jan 2022, per AMFI's daily NAV data.
What has been the return of Nippon India Credit Risk Fund - Segregated Portfolio 1 - Direct Plan - Growth Plan?
Nippon India Credit Risk Fund - Segregated Portfolio 1 - Direct Plan - Growth Plan returned +0% over the 1 year to 27 Jan 2022. Periods of 1 year or longer are annualised; shorter periods are point-to-point.
How does Nippon India Credit Risk Fund - Segregated Portfolio 1 - Direct Plan - Growth Plan rank against similar funds?
Over 3 years, Nippon India Credit Risk Fund - Segregated Portfolio 1 - Direct Plan - Growth Plan ranks 14 of 16 Direct Plan, Growth option schemes in the "Debt Scheme - Credit Risk Fund" category, computed live from real AMFI NAV data across every fund in the category.
What does the category "Debt Scheme - Credit Risk Fund" mean?
Debt fund categories invest in bonds and fixed-income instruments rather than equities, with returns driven mainly by interest accrual and interest rate movements rather than market growth.
How risky is Nippon India Credit Risk Fund - Segregated Portfolio 1 - Direct Plan - Growth Plan?
Funds in the "Debt Scheme - Credit Risk Fund" category are typically placed at Moderately High to High risk on SEBI's mandatory product riskometer. Credit risk funds deliberately hold lower-rated corporate bonds for a yield pickup, so they carry meaningfully higher default risk than other debt categories.
How are gains from Nippon India Credit Risk Fund - Segregated Portfolio 1 - Direct Plan - Growth Plan taxed?
This scheme is taxed as a debt-oriented fund under current rules. For units bought on or after 1 April 2023, the Finance Act 2023 removed both indexation benefit and long-term capital gains treatment: every gain, regardless of how long the units are held, is added to the investor's income and taxed at their applicable income tax slab rate.
What are similar funds to Nippon India Credit Risk Fund - Segregated Portfolio 1 - Direct Plan - Growth Plan?
Other AMCs run schemes in the same "Debt Scheme - Credit Risk Fund" category, including Aditya Birla Sun Life Credit Risk Fund - Direct Plan - Growth, Axis Credit Risk Fund - Direct Plan - Growth, BANDHAN Credit Risk Fund-Direct Plan-Growth. Compare their NAV and 1-year returns in the "Compare Similar Funds" section on this page.
Disclaimer: NAV and historical return data is sourced from AMFI and refreshed daily. Risk profile and tax treatment described on this page are general, category-level information, not this specific scheme's officially disclosed riskometer level or individualised tax advice. Category average and rank are computed live from real AMFI NAV data across the category and may include or exclude schemes depending on what history Fermor has recorded for each one. Mutual fund investments are subject to market risk. Past performance does not indicate future returns. This page is for informational purposes only and does not constitute investment advice. Consult a SEBI-registered investment adviser or a chartered accountant before making investment or tax decisions.
Nippon India Credit Risk Fund - Segregated Portfolio 1 - Direct Plan - Growth Plan
